Investment Philosophy

Low cost investments

Wealth Management believes in passive management. What does that mean? Low Cost Investments – Passive asset class funds traditionally have lower operating expenses and transaction costs. Morningstar Director of Mutual Fund Research Russel Kinnel observed: β€œIn every single time period and data point tested, low-cost funds beat high-cost funds.”  

Passive vs Active Management Video Transcript

Broad diversification and risk protection

Diversification allows for risk protection. Our investment strategy is based on the principles of the Modern Portfolio Theory (MPT), a Nobel Prize winning model. MPT provides for a passive, long-term buy-and-hold strategy implemented through globally-diversified portfolios. Portfolios are rebalanced to maintain agreed upon asset allocations.  

Rebalancing Video Transcript

Long-term perspective

No looking for the next trending stock, which is money that moves in and out of investments frequently. Our preferred advisors manage wealth with a long-term perspective in mind. This lowers the transaction costs, gives greater tax efficiency and lowers operating costs.

Investors need navigators

Wealth Management gives concierge service to our Investment Partners to assist them in making smart decisions for their clients.